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Long Term Disability:
The State of Washington provides a Basic Long-Term Disability
(LTD) policy at no cost to you. After 90 days of total disability, or after the
period of accumulated sick leave (whichever period is longer), the Standard
Insurance Company will pay 60% of the first $400 of basic monthly earnings for
an approved disability claim. The minimum amount payable is $50; the maximum is
$240 per month. Eligible employees may enroll for Optional Long-Term Disability
coverage which pays 60% of the first $10,000 of basic monthly earnings.
Optional LTD benefits begin after the waiting period selected by the enrollee.
Premium rates vary according to the waiting period selected, retirement plan,
and gross monthly salary.
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